26, Report:
#268429
Posted Date:
Aug 18 2007
First Consumers National Bank/ Spiegel Mess Credit up Ripoff Oregon
Try to resolved a credit issue with this company, the ph# 516-576-8706 came on with a recording stated you have to send a letter to the new lender which is Capitol One, 1500 Capitol One Drive, RIchmont Va 23238. I also send Credit Bureau a letter to investigate this matter. If anybo...
Entity
Categories: Corrupt Companies
27, Report:
#268350
Posted Date:
Aug 18 2007
Genisis Financial Solutions Bogus Debt Claims Ripoff Beaverton OR Nationwide
We have received a letter of demand from the company listed above. We called the company to report that their information was bogus and they were perpetuating a scam started 10 years ago by their supposed client First Consumers National Bank.
The original scam was to send out a ...
Entity
Categories: Corrupt Companies
28, Report:
#264510
Posted Date:
Aug 01 2007
First Consumers National Bank We need to file Class Action Suit Norcross Georgia
Anyone affected by FCNB or its collection agencies, We can file a class action suit as FCNB is 1)reporting inaccurate information, 2) is in violation of the Fair Credit Reporting Act, 3) is using deceptive collection practices by adding interest and charges after disputes have been...
Entity
Categories: Banks
29, Report:
#235693
Posted Date:
Jun 30 2007
First Consumers National Bank Card paid off-Collection Agency after me Portland Oregon
FCNB sold there accounts. In September 2002 paid in full the Speigal card who was the owner of FCNB. Now I have a collection agency after me. My credit reports show as paid in full, but they refuse to accept. The OCC a div. US Treasury Department found that FCNB did committ shall...
Entity
Categories: Corrupt Companies
30, Report:
#228323
Posted Date:
Jun 29 2007
First Consumers National Bank going bankrupted, they agreed to a certain amount paid and they would write off the balance with the understanding my credit would not be damaged. Hicksville New York
In 1997, Co was going under and when we got a new credit card from another co. we offered to pay what we could off on this acct because they were harassing us about paying the minimum because they were going bankrupt when we were paying it.
The agreement was they were to still l...
Entity
Categories: Credit Services
31, Report:
#235465
Posted Date:
Jun 29 2007
First Consumers National Bank Paid through credit couselor for 5 years, now a collection agency is on me Ripoff Portland Oregon
When we decided to pay off our credit cards we contacted FCNB to lower the interest rate and let us pay higher monthly payments to pay off our overdue balance. They refused so we entered into a payoff arrangement through a credit counseling agency.
When we checked our credit r...
Entity
Categories: Corrupt Companies
32, Report:
#257081
Posted Date:
Jun 29 2007
FCNB PRIN #5405 (First Consumers National Bank) Fraudulent Billing Ruining Credit Rating/Report Ripoff Beaverton Oregon
My husband and myself are trying to get our credit in order so the both of us obtained copies of our credit reports from several of the credit reporting bureaus. While reviewing my report I noticed that there was an account from FCNB (First Consumers National Bank) Unsecured Spiege...
Entity
Categories: Collection Agency's
33, Report:
#257166
Posted Date:
Jun 28 2007
Midland Funding Ruben And Roffman Dishonest ,1st consumers nat'l bk , uses by any means necessary is the debt even valid??? Islandia New York
On June 26, 2007 I discovered I my checking and savings account was frozen, upon contacting the bank I was told it was Midland funding. the next business day I call the people freezing me out of my account and they say it is First consumers National Bank. according to them I receive...
Entity
Categories: Collection Agency's
34, Report:
#220117
Posted Date:
Nov 11 2006
First Consumers National Bank they ruined my credit wont report payoff to trans union, they have no customer service. Ripoff Portland Oregon
they have no customer service. they ruined my credit, i payed them off and they didnt report this to trans union. mailed them a letter and it was returned as non existing address, cant talk to anyone. they dont give you that option when you call they are the ones who caused me to go...
Entity
Categories: Collection Agency's
35, Report:
#215043
Posted Date:
Oct 10 2006
First Consumers National Bank ripoff trying to collect on a paid off credit card Linden Michigan
This company is trying to collect on a paid off credit card i paid off in the late 90's they say i owe 667.91.my credit limit was 5000.00.i won the lotto and at that time i paid off all my bills.they say the servicer is paragon way inc. ihave not heard of them.also acollection agenc...
Entity
Categories: Credit Card Processing (ACH) Companies
36, Report:
#211331
Posted Date:
Sep 16 2006
FCNB, First Consumers National Bank Account MYSTERIOUSLY Disappears Within The Last 15 Days Of Accessing My Account Online ripoff, irresponsible, unprofessional Also A Mystery Nationwide, Internet, Canada
I opened a credit card account (with a pretty substantial limit) with First Consumers National Bank (FCNB) a few years ago - kept my account in excellent condition only to have my account closed, sold with an unjustified and ridiculously high APR attached to it when FCNB went bankru...
Entity
Categories: Credit & Debt Services
37, Report:
#197246
Posted Date:
Jun 20 2006
FCNB-First Consumers National Bank collection agency refusal to take payments, enormous overlimit and late fees Internet
After much frustration with trying to pay excessive overlimit and late fees on my $300 limit account, which is now up to over $1,200. I have been contacted three days in a row by the same collection agency. They will not identify the name of their company, but when I offered small...
Entity
Categories: Credit & Debt Services
38, Report:
#138823
Posted Date:
May 25 2006
FIRST CONSUMERS NATIONAL BANK RIPOFF TRYING TO COLLECT ON A PAID SETTLEMENT ACCOUNT Denver Colorado
PHONE NUMBER TO A LIVE PERSON!!!!! 866-503-0872 or 866-210-9497
In August 2003 I settled a charge off account from a bad divorce.(another story entirely!) I was told it was now paid in full and would receive a letter stating so. I never received the letter (surprise) and the pho...
Entity
Categories: Credit Card Processing (ACH) Companies
39, Report:
#172344
Posted Date:
Apr 07 2006
First Consumers National Bank, First Consumers Card Members Services, Card Holder Services Ruined Credit Score, Reported Incorrect Information to Credit Agencies, Refuses to Change Even with Supporting Documentation Ripoff Norcross Georgia
I have had a great credit record and payment record with FCNB, even after it filed for bankruptcy and I forwarded payments to Omaha, Nebraska. Recently, I started using the online payment option which worked until now. They claimed they could not read my account number and reporte...
Entity
Categories: Credit Services
40, Report:
#182208
Posted Date:
Mar 20 2006
National Action Financial Service suggested I make money lying on my back. ripoff Williamsville New York
This is a long story but I will try to make it brief.
In 2000 I received a credit card, with First Consumers NationaL Bank and I could opt to have a protedtion plan which I initialed that I wanted it. I made a copy of the inital application for my informaation.
I was initall...
Entity
Categories: Collection Agencies
41, Report:
#172242
Posted Date:
Jan 18 2006
First Consumers National Bank No Statements after repeated phone calls, figured out why I was always late! Hickville New York
I tracked down FCNB and finally got their address right. It seems I had an old address in my Wells Fargo Bill Pay, so every month the payments were sent to this wrong address in OR and then had to be forwarded to the new address, therefore, I was getting charged a late fee every mo...
Entity
Categories: Credit & Debt Services
42, Report:
#165360
Posted Date:
Nov 21 2005
First Consumers National Bank ripoff Hicksville New York
I would love to jump in about my experiences with this company. I recieved an FCNB Spiegel card way back in 1997 and had it for quite a few years, charged it up, payed it off and over 6 years had only one late payment. In May of 2003 I stopped recieving bills from them. I called the...
Entity
Categories: Credit Card Processing (ACH) Companies
43, Report:
#164446
Posted Date:
Nov 13 2005
First Consumers National Bank - Spiegal Pre ripoff Beaverton Oregon
I pulled my credit report just to check my rating out.
It was noted I had missed payments on credit accounts.
The only one account showed late in May & September of 1999.
I have no idea what this account was for or who. It also says it was closed by the consumers request. ...
Entity
Categories: Collection Agency's
44, Report:
#161473
Posted Date:
Oct 21 2005
First Consumers National Bank & ECR Collection Agency FCNB keeps selling a bogus outstanding balance to various collection agencies RIPOFF Hicksville New York
I had a Spiegel account and in May of 2003 was contacted by a rep from FCNB, the bank that owns these credit cards and offered me to pay my account off in full over the phone, as they were closing their accounts. To incent me, he waived the $8 pay by phone fee.
In September of...
Entity
Categories: Corrupt Companies
45, Report:
#136814
Posted Date:
Oct 09 2005
FCNB Ripoff Took Me From A 724 Credit Score To A 515 ripoff Nationwide
If anyone knows how to get in touch with FCNB please let me know. This company sent me a card while I was in college with a credit score of 724, charged me underserved late fees, over the limit fee's then when I tried to cancel the card I found FCNB was no longer in charge and it wa...
Entity
Categories: Credit Reporting Agencies
46, Report:
#160033
Posted Date:
Oct 08 2005
First Consumers National Bank, Fcnb ripoff, refund check Portland Oregon
I was a customer of FCNB years ago, but let the account go due to their unscrupulous dealings. Capitol One picked up my old debt from them, and now it is paid off. (I like Capitol One)
I just got a refund check from them for $227.09 due to a class action lawsuit:
Brenda M Sims...
Entity
Categories: Credit & Debt Services
47, Report:
#159234
Posted Date:
Oct 03 2005
First Consumers National Bank Time to kick some a** at FCNB aka ripoff Hicksville New York
I am not going to stop until I get the satisfaction of causing FCNB and/or the turds that are behind it into as much trouble/pain as possible.
Next write to Ohio Congressman; Michael G. Oxley, Chairman, Committee on Finacial Service, 2129 RHOB Washington, DC 20515-6050. Be sure ...
Entity
Categories: Financial Services
48, Report:
#157580
Posted Date:
Oct 03 2005
FCNB, First Consumers National Bank ripoff Norcross Georgia
I've been paying of my FCNB visa card for years, I can't even use my card do to the fact they went bankrupt. why is it I am still paying. well I wont pay anymore!!!
Tammy
beavercreek, OhioU.S.A.
Entity
Categories: BBB Better Business Bureau
49, Report:
#159126
Posted Date:
Oct 01 2005
First Consumers National Bank registering untrue negative entry on my credit report/file, I have never dealt with this Company, ripoff Hicksville New York
First Consumers National Bank, a Company that I had not heard of before July 21, 2005, has seen fit to register a untrue negative entry on my credit report/file. I have never in my life had any dealings with them. I have tried to contact First Consumers National Bank via telephone.....
Entity
Categories: Banks
50, Report:
#156607
Posted Date:
Oct 01 2005
First Consumers National Bank being sued on an account I have already paid off Ripoff Internet
I had an account with FCNB/Spiegel.I paid of the account in 1997.I enclosed a written statement notifying them to close the account upon receipt of payment. For a year, nothing. I changed jobs(truck driver)and was only home on weekends. I would get home in the middle of the night. I...
Entity
Categories: Corrupt Companies